The retirement pension, included in all of Social Security system schemes, replaces working income with a lifelong, single, imprescriptible pension when the worker reaches the age for fully or partially ending their working activity.
People affiliated with any Social Security scheme who meet the requirements for age, minimum contribution period and causal event.
Affiliated workers: The day after employment ends, when the application is submitted within the 3 months prior to or following the termination. In other cases, it will be paid with a maximum of 3 retrospective months from the date the application was submitted.
The pension is paid monthly, with two extra payments that are made with the payments for June and November.
The retirement pension has minimum guaranteed amounts, and is subject to revaluation at the start of every year, according to the CPI established for the year.
Retirement pensions are subject to Personal Income Tax (IRPF).
Entitlement to the retirement pension is incompatible with:
However, the pension may be supplemented with income from the following roles:
The processing of a retirement pension must be completed and the interested party must be notified within a maximum period of 90 days (the current average is 19 days).
Being a lifelong pension, it only expires with the death of the beneficiary.
The documentation that must be submitted is listed in the application form.
|Where it is processed:||
At the Social Security assistance and information centres..
The management and granting of entitlement to a retirement pension corresponds to the National Social Security Institute, except for workers included in the scope of application of the special scheme for seafarers, when it corresponds to the Social Marine Institute.
|Other important information:||
Early Retirement Based on Occupational Group or Activity
It is possible to have the right to a retirement pension in several Social Security schemes when the requirements are met for each one of them. To receive the pension when not on active contributor status, the certified contributions in each scheme must exceed at least 15 years.
- Application to Correct a Working Life Report
- Consult the status of an application for a report
- Digital certificates
- Electronic Application for State Retirement
- Electronic Retirement Application. Community Regulations and Bilateral Agreements
- European Health Card
- Minimum Income Statement
- Online/phone Notifications
- Register of Attorneys
- Self-calculation of retirement
- Social Security Offices
- What is happening with my benefit?
- Working Calendar
- Working Life Report