Protection for Cessation of Activity

This protection is granted to self-employed workers who are legally unemployed. Such termination may be permanent or temporary and, in the latter case, may be total or partial.

This protection includes the payment of a monthly financial benefit and social security contributions for common contingencies.

All self-employed seafarers whose contributions for professional contingencies and those for termination of activity are covered by the Social Marine Institute or by a Social Security Mutual Society Partner.

Affiliated to the Social Security and registered in the Special Regime for Seafarers, have professional contingencies and cessation of activity covered and be up to date in the payment of Social Security contributions.

Have covered a minimum contribution period for cessation of activity of twelve months in the twenty-four months immediately prior to the legal situation of cessation of activity.

Be in a legal situation of cessation of activity.

To sign the activity commitment for the maintenance of the benefit in order to carry out the training, vocational guidance and entrepreneurial activity promotion activities to which it is called.

Not having reached the ordinary retirement age, unless the required contribution period has not been accredited.

None of the incompatibilities provided for in Law 32/2010, of 5 August.

Comply with the guarantees and obligations regulated by labour legislation.

The amount of benefits paid will be 70% of the base rate, which is calculated on the basis of the worker’s average income contributions during the 12 months prior to becoming legally unemployed.

The maximum amount will be 175% of the Public Indicator of Multiple Effect Income (IPREM), except in the case that the worker has one or more children in their care, in which case the amount will be either 200% or 225% respectively of the aforementioned indicator.

The minimum amount will vary from between 107% to 80%, depending on whether or not the self-employed worker has children in their care.

The minimum amount will not be applicable to those self-employed workers that contribute for a base pension below the minimum.

In general, the benefit period is calculated on the basis of the age and the periods of contributions paid by the worker in the 48 months prior to the legal termination of activity.

 More Information

In general, the application may be submitted until the last day of the month following the month in which the cessation of activity occurred.

The date on which entitlement to benefit arises, provided it is applied for in time, depends on the legal status of cessation of activity.

In cases of late application, the entitlement arises on the day of submission of the application. The number of days of benefit lost between the date on which the claim period ended and the actual date of claim shall be equal to the number of days of benefit lost.

More information

Application for Benefit

Information Kit

• Application form for the Severance Benefit, on the official form, duly completed.
• Identification of the applicant and any children who live or are supported by the applicant and appear in the application. This identification should be accredited by means of original, valid documentation.
  • DNI (National Identity Card)
  • NIE (Foreigner's Identity Number)
  • Family record book or equivalent document, in the case of foreigners.
  • Official document of recognition of the degree of disability.
  • Judicial resolution or written formalisation of the foster care.
  • Ruling and/or regulating settlement agreement in the case of separation or divorce.
  • Documentation accrediting the income of dependent children.
• Documentation accrediting the legal situation of Cessation of Activity.

The Application for the Severance Benefit will be submitted to the Mutual Society with which the worker has professional contingencies covered, or to the Provincial Directorates and Offices of the Social Marine Institute (ISM) in their area in the case of workers in the Special Scheme for Seafarers (REM) who have professional contingencies covered by the ISM.

Requirements for self-employed workers:

Suspension and expiry