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Benefits included in the Agreement
General Information
The Agreement applies to the following benefits:
For Spain:
To the following contributory benefits from the Social Security System:
- Health care during maternity, common or occupational diseases and injuries, whether work related or not.
- Benefits for temporary disability and maternity.
- Benefits for permanent disability, old age, death and survival.
- Family protection.
- Re-education and rehabilitation for the disabled.
- Social welfare and social services.
For Morocco:
- Social Security Scheme legislation.
- Legislation on Work-Related Injuries and Occupational Diseases.
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Resolutions agreed to by the public authorities for the special Social Security schemes regarding their coverage of wage earners or those assimilated that relate to the risks and benefits in the Social Security Scheme legislation.
For these benefits, you must be aware that:
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To get the contributive benefits included in the Agreement, periods of insurance fulfilled in Spain and Morocco can be added together.
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Contributive economic benefits can be collected regardless of whether the interested party is resident or is currently in Spain or Morocco.
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Each country pays its own benefits directly to the recipient.
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Those who meet the requirements of the legislation of both countries to be entitled to a contributive pension can collect it from both.
Healthcare
Entitlement to health care is granted, according to national legislation, by the country where the worker is insured or by the country that is paying the pension (for pensioners) and, when necessary, the periods of insurance in both countries are added together, as long as they do not overlap.
Normally, health care is provided by the country that recognises it but when workers move to or reside in the other country it can also be received under the following circumstances:
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Workers insured in one country, and their family members that go with them, who move temporarily to their country of origin for paid holidays or authorised leave and need immediate health care.
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Sick workers that have been authorised to move to another country and their family members that go with them.
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Pensioners of the one country whose family members have residence in the other country.
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Family members of a worker insured in one country and resident in another country.
Health care benefits are provided in the country where the beneficiary is currently located, and in accordance with the provisions of the health care legislation and the Public Health Services of that country, for the time authorised by the institution of the country where the worker is affiliated or that pays their pension.
Temporary disability and Maternity
For entitlement to these benefits, the periods of insurance in both countries are added together, if necessary.
Disability, Old Age and Survival
Each country will examine each application for a pension separately in the following way:
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If the interested party is entitled to the pension without there being a need to add in the periods of insurance in the other country, the corresponding pension will be granted taking into account only its own periods of insurance.
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If the interested party is not entitled to the pension in the terms of the previous paragraph, the periods of accredited insurance from the other country will be added in. The pension will not be for the whole amount but a proportion of the periods of insurance in the country granting it and the sum of the periods for Spain and Morocco.
Work-related Injuries and Occupational Disease
The benefit will be determined by the country whose legislation the worker is subject to on the date when the accident occurred or the disease was contracted.
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