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School injury:
A school injury is any bodily harm suffered by the insured during activities directly or indirectly related to their condition as a student, including sport, assemblies, travel for study, internships or "end of course" and similar, whenever these activities are organised by the learning centres.
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Family hardship:
This is the situation in the student's home that prevents the student from continuing the studies started, which may be caused by the death of the head of household or by family bankruptcy.
- Sickness.