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Benefits included in the Agreement

Benefits included in the Agreement

General information

The Agreement applies to the following benefits:

Relating to Spain:

To the following contributory benefits in the Social Security System:

  • Health care during maternity, common or occupational diseases and injuries, whether work related or not.
  • Benefits for temporary disability and maternity.
  • Benefits for permanent disability, old age, and death and survival.
  • Family protection.
  • Re-education and rehabilitation for the disabled.
  • Social welfare and Social services.
In relation to Morocco:
  • Social Security Scheme legislation.
  • Legislation on work-related injuries and occupational diseases.
  • Resolutions agreed to by the public authorities for the special Social Security schemes regarding their coverage of wage earners or those assimilated that relate to the risks and benefits in the Social Security Scheme legislation.
Regarding these benefits, remember that:
  • To get the contributory benefits included in the Agreement, periods of insurance completed in Spain and Morocco can be added together.
  • Contributory economic benefits can be collected regardless of whether the interested party is resident or currently located in Spain or Morocco.
  • Each country will pay its own benefits directly to the beneficiary.
  • Those who meet the requirements of the legislations of both countries for entitlement to a contributory pension may receive it from either country.


Entitlement to health care is granted, according to national legislation, by the country where the worker is insured or by the country that is paying the pension for pensioners, and, when necessary, the periods of insurance in both countries are added together, as long as they do not overlap.

Normally, health care is provided by the country that recognises it, but when workers move to or reside in the other country it can also be received under the following circumstances:

  • Workers insured in one country, and their family members that go with them, who move temporarily to their country of origin for paid holidays or authorised leave and need immediate health care.
  • Sick workers that have been authorised to move to another country and their family members that go with them.
  • Pensioners of one country whose family members are resident in the other country.
  • Family members of a worker insured in one country and resident in another country.

Health care is provided in the country where the recipient is currently present, according to the health legislation, by the Public Health Services of that country and for the time authorised by the institution of the country where the worker is affiliated or that pays his or her pension.

Temporary disability and Maternity

For entitlement to these benefits, the periods of insurance in both countries are added together, if necessary.

Disability, Old Age, and Survival

Each country will examine the pension application separately, as follows:

  • If the interested party is entitled to the pension without there being a need to add in the periods of insurance in the other country, the corresponding pension will be granted taking into account only its own periods of insurance.
  • If the interested party is not entitled to the pension in the terms of the previous paragraph, the periods of accredited insurance from the other country will be added in. The pension will not be for the whole amount but a proportion of the periods of insurance in the country granting it and the sum of the periods for Spain and Morocco.
  • In the case of a Spanish Social Security retirement pension that considers a total of insurance periods accredited in Morocco, this total shall also be used to determine the age of entitlement to the pension.

Work-related Injury and Occupational Disease

The benefit will be determined by the country whose legislation the worker is subject to on the date when the accident occurred or the disease was contracted.

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