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Temporary Disability benefits



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Temporary Disability Procedure


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Purpose:

It is a daily subsidy that covers the worker's loss of income due to common diseases  or non-work-related injuries, occupational diseases or work-related injuries, and during the periods of observation due to occupational diseases.

Beneficiaries:

Workers included in any Social Security Scheme, provided that they meet certain requirements.

 Workers in the Special Scheme for Self-Employed Workers (RETA) who are included in the Special Scheme for Agricultural Workers and have chosen to include this benefit.

Requirements:
  • Common Diseases: Being affiliated with active contributor status or in a situation assimilated to affiliation having covered a 180-day contribution period in the preceding 5 years.
  • Injuries, whether work-related or not, and occupational diseases: No previous contributions are required. 

More information on requirements

Competent entity:

Depending upon the coverage option chosen by the employer, the recognition and payment will come from:

Contents or amount:

  • Common diseases and non-work-related injuries: 60% of the regulating base from the 4th day of the leave until the 20th, inclusive, and 75% from the 21st day onward.
  • Occupational diseases or work-related injuries: 75% of the regulating base from the day following the day leave starts.

 

More information on payment

Payment:

Workers employed by another person:

  • In general, payment will be made by the company as a delegated payment with the same periodicity as salaries.
  • In the cases of common diseases or non-work-related injuries, payment between days 4 and 15 of the leave is at the employer's expense and from the 16th day onward the INSS or the Mutual Society will be responsible for payment.

Self-employed workers:

  • Payment is made directly by the competent Management Body or Mutuality. In addition, it may be requested in a request for direct payment.
Forms:

The medical certificates for leave, confirmation of leave and discharge.

Documentation:
  • Documents proving the identity of the worker.
  • Contribution documents.

More information on documentation

Loss or suspension:

Fraudulent action in order to obtain or maintain the benefits, working for another person or as self-employed worker, and refusing or abandoning the prescribed treatment.

Termination:

It expires when the maximum specified period has elapsed due to medical discharge, with or without declaration of permanent disability, when becoming a pensioner due to retirement, for failure to attend the medical examinations specified by the doctors of the INSS  or the Mutual Society, and due to death.

Duration:

Disease or injury: 365 days, which can be extended by a further 6, if a cure is expected within this period.

Periods under observation due to occupational diseases: 6 months, which may be extended for another 6 months.

More information on duration

Other important information:

Frequently Asked Questions

 

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